The 9 best AI tools for earnings call analysis in 2026
Every earnings season produces thousands of calls, and a growing number of AI tools promise to read them for you. They differ most in the one thing that matters: whether you can check what they tell you. This list compares nine of them on that question, on coverage and on price. earnings.chat is our own product, which is why it comes first; every other entry is described from the vendor's own pages, linked under each one, and we say plainly where another tool is the better choice. Prices are public list prices in US dollars at the time of writing.
How we ranked
Four questions, in this order. Can you trace every quote and number back to the call it came from? How many calls does the tool cover, and how far back? Can it work across many calls at once rather than summarise one? And what does it cost someone who is not buying for an entire firm?
A tool that answers fluently but cannot show its source ranks below a plainer one that can. In earnings research an unverifiable sentence is worth less than no sentence, because you have to check it anyway.
At a glance
| Tool | Best for | Earnings call AI | Public price |
|---|---|---|---|
| earnings.chat | Questions across many calls | Answers with quotes, speakers and queried figures | $24.99 / month |
| AlphaSense | Institutions that also need broker research | Call summaries with deep-linked citations | Sales quote, annual |
| Bloomberg Terminal | Existing Terminal users | AI call summaries, document Q&A | Not published |
| Quartr | Live calls and company documents | AI chat with links to exact pages | Free app, Pro on request |
| Fiscal.ai | Self-serve fundamental research | AI summaries with citations, KPI data | Paid plans, 7-day trial |
| Koyfin | Transcripts next to market data | AI transcript summaries | Free, paid from $39 / month |
| Aiera | Institutional event coverage | Live transcription, AI event summaries | On request |
| Perplexity Finance | Quick sourced answers on a company | Call transcripts inside an answer engine | Pro $20 / month |
| ChatGPT | One transcript you already have | Upload a call and ask about it | Plus $20 / month |
1. earnings.chat
earnings.chat is a chat over 252,000+ earnings calls from 12,000+ companies, reaching back to 2020, with new calls added within minutes of publication. You ask in plain language, including across a whole sector or several quarters, and the answer comes back with verbatim quotes labelled by company, date and speaker. Every figure in an answer comes from a database query rather than from the model, and when the calls do not say something, the answer says so instead of filling the gap.
Where it fits: questions that span many calls, such as who raised guidance this quarter, how an industry talks about pricing, or how one management team's wording changed over two years. It draws charts and tables from queried figures, opens the full transcript in the chat, and answers in English, German or Spanish. Where it does not: it covers earnings calls only, with no broker research, expert interviews or filings, and it does not stream calls live. Plans start at $24.99 a month, cancel anytime.
2. AlphaSense
AlphaSense is a search platform for broker research, filings, transcripts and expert calls, sold to investment firms and large companies. For earnings calls it offers live transcripts covering 5,000+ companies each earnings season, AI summaries split into highlights, lowlights, guidance and Q&A highlights with deep-linked citations to the source text, and generative search across more than 500 million documents. Its library of 300,000+ expert call interviews is something no call-only tool can match.
Best for: institutions that need broker research and expert calls alongside transcripts. The trade-off is access: pricing is not published, subscriptions are annual and sold through a sales team, and the company-level call summaries work one company at a time.
3. Bloomberg Terminal
The Bloomberg Terminal carries earnings call transcripts alongside its data and news, and has added AI on top: AI-powered earnings call summaries, launched in 2024, in which each point jumps to the transcript passage behind it, and Document Insights, launched in 2025, which answers plain-language questions about earnings calls and other company documents with links back to the source.
Best for: professionals who already have a Terminal and can use these features inside it. For anyone else it is the most expensive way onto this list: Bloomberg does not publish a price, and trade press has reported a single Terminal at roughly $32,000 a year on a two-year subscription.
prnewswire.com (Bloomberg, 2024) · prnewswire.com (Bloomberg, 2025) · neugroup.com
4. Quartr
Quartr is a source of first-party investor relations material: live calls, transcripts, slides and filings. Its free mobile app includes live calls with real-time transcription, past transcripts, a calendar, keyword alerts and an AI chat over transcripts, filings and slides in which every answer links to the exact pages it used. Quartr Pro, the desktop product for professionals, adds summaries, a daily recap, transcript and slide search, and exports.
Best for: following calls as they happen and checking an answer against the company's own documents. Pro is priced through sales, so there is no public number to compare, but the free app alone covers a lot of ground.
quartr.com/products/mobile-app · quartr.com/features/ai-chat · quartr.com/products/quartr-pro
5. Fiscal.ai
Fiscal.ai, known until 2025 as FinChat, is an AI research terminal for individual investors and finance teams. Its earnings events combine a speaker-mapped transcript with the call recording and click-to-audio, its AI summaries come with citations back to the transcript, and it adds segment and KPI data for 2,500+ companies, which call-only tools do not have.
Best for: self-directed investors who want AI answers and fundamental data in one self-serve product. Access to events and transcripts is capped on the lower plans, and paid plans start with a seven-day free trial.
6. Koyfin
Koyfin is a web platform for market data and charts that also carries earnings call transcripts. It adds AI transcript summaries that pull out KPIs, guidance, risks and the Q&A for earnings calls, together with search across the whole transcript library and email alerts when a new transcript is published.
Best for: investors who already work in Koyfin's charts and want the calls next to the numbers. The free plan limits transcripts and summaries to the last 45 days; paid plans with full history start at $39 a month.
7. Aiera
Aiera is an event platform for buy-side and sell-side firms and fintechs, covering 15,000+ global equities and 50,000+ events. It combines real-time AI transcripts with human-reviewed transcripts, AI summaries of earnings calls and conference presentations, and access through APIs for teams that build their own workflows.
Best for: institutional desks that need live event coverage wired into their own systems. Pricing is not published, the company offers demos instead, and its mobile app is limited to Aiera customers.
8. Perplexity Finance
Perplexity Finance is the markets section of Perplexity's AI answer engine. Through a partnership with Quartr it shows live audio, live transcripts and past transcripts of earnings calls next to the cited answers Perplexity is known for, which makes it a quick way to get oriented on a single company.
Best for: fast, sourced orientation before you go deeper. It is a general answer engine with a finance section rather than a tool built for analysing calls across a sector. Perplexity Pro costs $20 a month; check which finance features your plan includes.
9. ChatGPT
ChatGPT is the general-purpose assistant most people try first. Its consumer plans have no built-in library of earnings calls, so the usual workflow is to upload a transcript and ask about it, or to use deep research, which searches the web and your files and cites what it found.
Best for: working through a single call you already have. The limits show as soon as a question spans many calls: you have to find and supply every transcript yourself, and every figure needs checking against the source. ChatGPT Plus costs $20 a month.
How to choose
If your firm already pays for AlphaSense or a Bloomberg Terminal, start with the AI features you have. If you want to follow calls live, Quartr's free app is hard to beat. If your questions run across many companies and quarters and you want every answer to show where it came from, that is the job earnings.chat was built for.
Whichever tool you pick, test it the same way: ask something you already know the answer to, and check whether you can reach the exact passage behind every number it gives you.
252,000+ earnings calls in the knowledge base, answers with verbatim quotes and sources, new calls within minutes.
Open earnings.chat